Political Determinants Affecting the HK Insurance Market Essay Example for Free

Political Determinants Affecting the HK Insurance Market Essay Introduction This part of the paper will analyse the external environment of HK insurance market through the use of PESTEL and Five Forces Analysis. PESTEL Analysis It can be noted that the HK Insurance market has always been dependent on international business climate as well as its product cycles. Consequently, the HK Insurance market has been deliberated as one of the growing industries throughout the years. The following figure shows the analysis of the political, economical, socio-cultural and technological, legal and environmental attributes and determinants affecting HK Insurance market. Figure 1 PESTLE Analysis Political| Economical| Socio-Cultural| * Taxation Policy of Hong Kong * Foreign trade Regulations * Political status and condition of Hong Kong and the global market| * Product life cycles * Business Cycles * Rate of unempoyment * Disposable income| * Lifestyle of the target market * Income distribution * Cultural diversity| Technological| Legal| Environmental| * Rapid transition in technology * Speed of technological transfer| * Laws and regulations about that covers apparel industries * Following regulations in the foreign trade| * Awareness of environmental protection * Existence of Green Products| One of the political determinants that affect HK Insurance market is the diverse taxations which surrounds Hong Kong market which lead to re-imports. In this regard, the vehicles are being bought overseas, re-imported to the locale market which influence the price of the product. In the period of economical issues, clients do not substitute their financial and insurance products and services offerings. On one hand, there are some insurance firms which are common in the market environment which expresses a new way of providing their services to their clients. In line with technological determinants, HK Insurance market nowadays is being quiker in line with the business standards as well as considers information system for data records management. In addition, so as to cope with the environmental determinants, further consolidation of the HK Insurance market is expected and consideration of insurance products must be given emphasis. Aside from PESTLE analysis, the HK Insurance market will also be analysed through the consideration of Porter’s five Forces model. 1. Suppliers. In the case of the insuranceindustry, speficifically in the current objectives and plans of HK Insurance market, decision-makers of the corporation must have a clear comprehenson of the business dynamics in which employees are directly involved in. Such consider the employees’ concentration or and core corporate interests, diversity of the products as well as the designs being offered as well as the alternative resources that are accessible for the HK Insurance market in terms of business partnerships. Hence, it is most proper to build win–win relationships with employees or have an agreement on the use of multiple employees in array to protect the interests of both ends. 2. Power of BuyersThe power of clients/buyer s describes the implicate clients/buyer s/buyer ss have on an industry. When buyer power is robust, the relationship to the producing industry becomes closer tomarket conditions wherein the buyer has the most influence in shaping the price. In this regard, the insurance company should be able to provide the need of their clients specifically in lique with information system. 3. New Entrants and Barriers of Entry. The plausibility of new corporations entering the industry influences the pace of the industrial competition. Therefore, the key is to analyse the entry technique as well as exit approach of the new player to the HK Insurance market. Although any corporation must be able to enter and exit the sector, each industry presents diverse degrees of complexity influenced by economics. In terms of insurance market. 4. Substitutes. â€Å"Substitute products† as those that is accessible in other industries that meet an identical or similar demand for the end user. As more substitutes become obtainable as well as price affordable, the demand becomes more elastic since clients/buyer s/buyer ss have more optonss. The threat of substitutes often implicates price-based competition since substitute products may restrict the capability of corporations within an industry to raise prices and improve margins. 5. Industry Competitors. A considerable number of corporations have developed into an essential part of the period of global competition, increasing enhancement, enhanced corporate paradigms, and corporate restructure. The continuous transition from the conventional corporate framework with its hierarchical corporations to a worldwide, knowledge-founded financial system as well as intelligent corporations demands business management to realign and relocate its techniques (Oliver, 1997). Along with the intense marketing nowadays, corporations are faced with the challenge to sustain their own competitive edge so as to survive and be successful. Techniques and marketing tactics are carefully planned and executed to gain the ultimate goal of all: corporation growth (Porter, 1990). Among the HK Insurance market player the management of each company should be able to sustain their competencies. Reference Oliver, C 1997, Sustainable competitive advantage: Combining institutional and resource-Based views.   Strategic Management Journal18(9): 697-713. Porter, ME, 1980,  Competitive Strategy: Techniques for Analyzing Industries and Competitors, Free Press, New York.

Laundry :: essays research papers

Fold your shirt Find a flat, open space to fold your clothes. A bed, or a clean table or floor are all good spots. Put each folded garment out of the way in a clean space as you finish with each piece. It's best to fold items when they are still warm. Lie the garment on a flat surface and smooth out the wrinkles. If smoothed when warm, they'll stay that way. Shirts: Hold the shirt by its shoulders. Flap up and down once or twice so it hangs straight. Lay it face-down on the folding surface and smooth out any folds. You can do an extra neat job by pulling gently on the side seams to smooth out the back. Now start folding. Fold the shirt lengthwise along the line of the outer edge of the collar or neck band. Smooth the sleeve out, using your fingers to pull at the seam, making it slightly taut. Fold the other side over. Fold it lengthwise, along the line of the outer edge of the collar. Repeat the sleeve-smoother technique. Fold the shirt in half. Take the bottom edge of the shirt with both hands and fold it up to the collar. You're done--onto the next one! To Fold a Shirt: †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Lie the shirt flat. †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Fold arms over until they meet in middle of the shirt. †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Fold shoulders over until they are equal with each other. To Hang a Shirt: †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Hang the shirt on the hanger as shown above. †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Or, if there are clips on your hanger, clip the shirt on the shoulders. To Fold Socks: †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Place one sock on top of the other. †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Grab three of the top layers of elastic with one thumb, while holding one layer with the other. †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Roll your thumbs away from each other until the elastic on the sock is fully turned inside out. To Fold Underwear: †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Fold the two sides of the garmet together until they meet. †¢Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Fold over once more if necessary. Folding laundry is an important skill that every person should know since it will be imperative when it comes time to do your laundry in college. Having your laundry folded crisp and tight is very important. You always want your clothing fresh and neat every time you get dressed. It is a good idea to fold clothing while they are still warm because this will help avoid wrinkles and make for a smoother fold. The longer you wait to fold your laundry the more wrinkled and dirty it will get.

Pacifist Philosophy in Response to the Idea of War Essay

There are a variety of different philosophical interpretations of the idea of war, even what it means to be at war. Engaging in war is generally described as being the resort to violence in order to attain political ends. War is described by some as being a tyrannical crime, in that power hungry individuals lose sight of their morals and resort to unethical violence committed against others (Walzer, 2006). From this perspective, one notes the assertion that there is never a good reason to engage in such brutal behavior as to harm another individual. However, there are supposed potential weaknesses in this theory, due to the fact that nonviolence at all costs can be viewed as a complete lack of self defense (White, 2008). In any regard, the pacifist philosophy holds that there is never a good reason to engage in combat with other people, that true solutions are found solely through peaceful means. In light of the pacifist ideology, the idea of war has no place, even in the face impending and actual violence, and the best route in the face of danger is to resist participating in the cruelty. It is not always easy to attempt to manage a violent situation in peaceful ways, non-harmful ways, yet there are a myriad of creative ways to address the problem of violent people, ways which do not support aggressive thoughts and actions. In order to highlight the strengths and weaknesses of the pacifist position, it is essential to engage in comprehensive research and thought about the meaning of peace at all costs. Pacifism The principle ideas which serve as the conceptual framework of the pacifist movement center on the assertion that war is dictatorial cruelty derived from evil thoughts and actions and that peaceful behaviors are the only way in which to effectively diffuse this brutality. Practical pacifism affirms that resorting to violence is not the answer to the problem of violence in the world, that violence should be absolutely avoided and peaceful means of solution oriented action should be taken (Fiala, 2004). In other words, there is the example of the country who supports the death penalty as a means of supposed just punishment for people accused of the crime of murder. From a pacifist perspective, the idea of using violence as a means to eradicate violence is simply unreasonable and points to an illogical frame of thought and action. The pacifist would be likely to condone a means of arrest and rehabilitation rather than arrest and kill. The idea of peaceful interventions is paramount and supercedes all options deemed to be harmful to people. On a more personal level, one can take the interaction between and husband and wife or mother and child. When a person becomes angry enough to yell or hit, then the answer is not to yell or hit back in response, but rather to be calm and communicate with the other person in figuring out a solution. This kind of civilized action and communication can go a long way in ensuring that the violence does not continue, and this kind of civilized communication and action is able to be successfully translated to the public and political sphere as well. Strengths There are many strengths of the pacifist movement, in that the people who support peace at all costs are able to devise a great many solutions to violence which are centered on ensuring the absolute safety and wellbeing of all people. It is important to consider the ideas generated by pacifists, as they directly speak to the absolute moral concept of non-harm. Jesus Christ himself is quoted as saying, â€Å"You have heard that it was said, ‘An eye for an eye, and a tooth for a tooth,’ but I say to you, ‘Do not resist one who is evil; but if anyone strikes you on the right cheek, turn to him the other also’†, described as one of the most revolutionary sermons he ever gave (Ellens, 2007). This powerful commentary demands that people utilize the supremacy of restraint when faced with violence, even at a time, like today, when major religions condone the use of brutality. There is not one major religion in the world which absolutely forbids the use of violence, to the detriment of all people in the world. There is not one country which expressly forbids the act of war and supports the command for love, the command to offer one’s cheek to one’s aggressor. With all of the available options for peace, including communication, protest, boycotting, arrest, and rehabilitation, there is a known and certain positive effect which can be produced through the use of more gentle modes of action than violence. The media today is full of popular artists who tout violence as a masculine or commanding way of settling a score. However, when a person resorts to violence in an attempt to eradicate violence, the end result is simply another person who is drawn into the problem itself. The only way to end the violence in the world is by commitment to faith in the inherent goodness of humanity, to staunchly support the idea that solutions can be found which do not cause harm to other people. Criminality is basically defined as causing harm, and it makes no sense to become a criminal in the desire to ensure justice. Weaknesses There are those people who claim that there are weaknesses in the pacifist philosophy, that absolute peace defies the need to defend oneself from harm. People who do not support absolute pacifism claim that one of the only ways to address the problem of rogue states is to resort to war (Jacobson, 2007). Engaging in the violence of war is supposedly justified as an unfortunate effect of having no other option but to defend oneself and one’s country from the violent actions of others. To some people, pacifism may seem to be weak. In response to an event such as the terrorist attack on the World Trade Center, many people believed that the best solution was to violently enter into the home countries of the terrorists and to take over through the use of brutal force. To some people, there are terrorists, offenders, on one side of the war, and defenders on the other. From this perspective, there are two teams in the war game, certain people who are committing evil and need to be stopped at all costs, even through harm and loss of life, and people who are engaged in righteous self defense. This philosophical viewpoint stems from a bipolar system, where some people are engaging in violence for bad reasons and some people for good reasons. This simple yet convoluted way of thinking is highly selfish and negative, in that one person, or one team, is the victim, the oppressed, the suffering agent, the other person or team is the tyrant, the oppressor, the harmful agent. In this mode of judgment, there is only one guilty party, and the guilty are deserving of cruel punishment. However, the essential problem is always the same, in that there is supposedly never a good reason to cause harm to another person. Although the determination for war may be convenient, especially when people are actively engaged in the violent activity, there is still the basic problem of violence as a moral problem rather than a solution. Dividing couples, families, societies, countries, and political systems into warring teams of bad versus good does little to solve the core issues of the criminality of causing harm to others. Rebuttal Although some people believe that the pacifist ideology is weak and perhaps even a pathetic mode of political action, a powerful case can be made in support of peaceful decision making, decisions which are strong and influential while also being relatively calm and diplomatic. There is no government which has successfully demilitarized their country, no political system which has shifted to a purely diplomatic strategy for achieving peaceful end results (Djerejian, 2007). Due to the fact that all countries in the world are suffering from some form of violence, the case can certainly be made that policies which promote violence simply encourage the violent behaviors of citizens. What a different world this would be if the response to an attack was to demilitarize a region, to offer one’s cheek. What an interesting phenomena it would be to witness a region where guns were systematically removed from all persons, homes, and cars, even if it meant being shot in the process. Although an initial, primal, or habitual response to an attack is to harm one’s attacker, there is the ever present possibility of changing one’s response, to commit to the idea of peaceably reacting in the face of impending danger. When a child is hitting a parent, often the best reaction is to let a child hit until the child realizes that the parent is not going to hit back, to allow the child to realize that the parent is totally loving and totally dependable. Conclusion The political solution for all policy making is always going to be a peaceful solution, whether politicians realize it or not. The leaders of the world are going to be the ones who quietly offer their cheek, who are committed to helping their neighbors, even when these neighbors are seeking revenge. It takes a smart person to realize that one is participating in an immorally violent society, and it takes an even smarter person to realize that one is responsible for being an agent of change in support of pacifism. There are very few truly innocent people out there, if any, no countries which are politically perfect. From this perspective, people need to humble themselves in the face of their neighbors, to be aware of the shameful past and current atrocities being committed by governments across the globe, and to resolutely stand for the implementation of peaceful solutions. Policies can only be effectively changed by people who are committed activists in the name of peace, and these activists are the leaders of the world, pacifists in the name of the goodness of humanity. References Djerejian, E. (2007). Changing Minds, Winning Peace: A New Strategic Direction for U. S. Public Diplomacy in the Arab & Muslim World. Lulu. com. Ellens, H. (2007). The destructive power of religion: violence in Judaism, Christianity, and Islam. Greenwood Publishing Group. Fiala, A. (2004). Practical pacifism. Algora Publishing. Jacobson, A. (2007). Nonviolence as a Way of Knowing in the Public School Classroom. In Factis Pax 1(1), 38-54. Walzer, M. (2006). Just and unjust wars: a moral argument with historical illustrations. Basic Books. White, J. (2008). Contemporary Moral Problems. Cengage Learning.

Beauty and the Media - 2805 Words

Television is a rising source of entertainment and information. Many people use it as a fashion guide- a way to determine what is cool to do, or how one should look. Even seemingly innocent shows such as Americas Top Model, Family Guy or One Tree Hill reflect a certain image of how a gendered individual should look or act. Yet media would not have such a huge impact on society if the people did not support it. Peers have a lot of influence over the people they come in contact with. The desire to be loved and accepted often outweighs ones sense of respect for themselves. In order to fit it, many people go to extreme lengths to make themselves fit the ideal image society places on a gendered individual. Medias influence on American†¦show more content†¦Media has an undeniable influence on the way that Americans not only view each other, but on the way they view themselves. Not only do people judge others by how well they fit the image stereotype, but they apply it to themselv es-often with negative results as there are few people who can say they fully fit the image of the ideal individual. It is a proven fact that Large women are often treated very poorly in Western society which results in women that are obsessed with thinness and unhappy with their weight (Christine A. Smith 2). Society looks down on people that are fat as it is taught to reflect a lack of self-control. This results in a generation of very insecure women who are unhappy with how much they weigh. The line on what is fat and what isnt is actually even getting pushed forward, making even those who arent overweight feel the pressure to be thinner. Americas new personification of beauty is not human, but a doll- Barbie Doll. This doll represents all that American women want to be. Tall, thin, trim, and fine. This doll leaves no room for different ethnicities, and so neither does society. Esexx Hemphill writes in his poem, Soft Target, thatBarbie never told Black girls/ they are beautiful./ She never acknowledged/ their breathtaking Negritude (13-16). Barbie- the spokesperson of American society-does not acknowledge the fact that anyone outside of her little aura could be beautiful. MediasShow MoreRelatedMedia and Beauty1592 Words   |  7 Pages The Media and Beauty Beauty is the interpretation of one’s physical body and the portrayal of the one’s own body so called body image exists within the mind. It is unbelievable that media world tries to exploit the body image which can affect an individual psychologically and physically whether it is in a good or bad way. In the article, â€Å"How the Media Keeps Us Hung Up on Body Image† by Shari Graydon, the author claims that women of all ages are suffering and media is the sourceRead MoreMedia Portrayal Of Beauty1140 Words   |  5 PagesMedia’s Portrayal of Beauty Some people occasionally feel that their own appearance is unacceptable to society because of what others are expecting based on published media. Those include, social media, published articles, and even movies and TV shows. The media’s portrayal of beauty has had a generational effect on american society with young people falling victim to unrealistic standards. Failing to participate in these ideals can lead to non acceptance, ostracization, and even bullying due toRead MoreMedia and Feminine Beauty1497 Words   |  6 PagesMass Media such as films, advertisements and magazines are the huge influence on the definition of feminine beauty. From watching movie to passing through the subway station, it is quite often to see numerous images of female faces and bodies. Women are exposed in the world where most women display in films and on subway advertising boards are striking poses with little clothes on. Moreover, every image showed is airbrushed with Photoshop. Women are exp osed with images produced by the media on whatRead MoreThe Media Images Of Beauty1665 Words   |  7 PagesThe modern beauty standard has become an increasingly important issue because people have the freedom to decide, but the media largely influenced these choices on about beauty standard. Our advance of technology helps communicate with each other, but people are not fully aware of the influence of media. That is a major problem. The media broadcast images of beauty to control people consciously. Technological advance helps people to reach the information quickly and cumulatively, but media not alwaysRead MoreBeauty and the Beast...of Media1237 Words   |  5 PagesBeauty and the Beast...of Media Media is everywhere we turn. It’s displayed on billboards, commercials, Facebook, Twitter and Youtube. It influences people to purchase certain things or even vote for a certain presidential candidate. Media tells us who we are and who we should be. Although media has its positive effects, like spreading the latest news quickly, it also has many downfalls for teenagers, specifically teenage girls, who are hounded with a stream of media related to body image. TodayRead MoreThe Influence of Media on Perception of Beauty2091 Words   |  9 PagesThe influence of the media on our perception of female beauty Defining beauty is not without its challenges: look up the definition of beauty in any english dictionary and one will be met with an ambiguous description similar to this: A combination of qualities that pleases the intellect or moral sense (Newman 2010) acknowledges the dilemma in asking what beauty is. She maintains we grope around the edges of the question as if trying to get a toe-hold on a cloud. We know it whenRead MoreThe Standard Of Beauty Portrayed By The Media1951 Words   |  8 Pagesshould be worrying about what toy they are going to play with tomorrow, not about what their body looks like today. In society, young girls and women are being exposed to various forms of media, which are brainwashing them into believing beautiful women look a certain way. The standard of beauty portrayed by the media is unattainable. The women we see in advertisements are known to have a clear complexion, symmetrical face, and a tiny waist. They are an artificial illustration of women, which appearRead MoreBeauty and Body Image in the Media978 Words   |  4 PagesReview Of Literature Beauty and Body Image in the Media ( Men ) Review – 1 From the , Journal of Marketing Communication Vol. 11. No. 1. 3-19. March 2005 Idealized images of the male body in advertising: a reader-response exploration BY- RICHARD ELLIOTT CHRISTINE ELLIOTT Warwick Business School. University of Warwick, Coventry. UK. Harris Manchester College University of Oxford. Oxford. UK Introduction : This is a study which particularly focuses on how men are beingRead MoreThe Interpretation Of Beauty Through Media2293 Words   |  10 PagesInterpretation of Beauty through Media Female teenagers often get caught up in the word beauty, piling their faces with lipstick and foundation, attempting to squeeze into clothes that are too small for their bodies, while wearing pounds of jewelry that will later turn their skin green. The reason being is, this is the image the media displays. According to Beth Bell and Dittmar, the media sets unrealistic expectations of beauty using female insecurities, simply for accumulation (2). The media has an effectRead MoreThe Impact Of Media On Society And The Media s Beauty Standards949 Words   |  4 Pagesconform to society and the media’s beauty standards. The media communicates to consumers how and what to think, how to dress, act, and that we, as buyers, should care how others perceive us. The communication channels through which news, entertainment, education, data, or promotional messages are circulated is known as media. Media includes every broadcasting and narrowcasting medium such as newspapers, magazines, TV , radio, billboards, and more (What Is Media? Definition and Meaning). People interact